Rent Arrears CalculatorRent Arrears Calculator
Calculate Outstanding Rent and Statutory Interest
Unlike generic form builders, we validate 20+ legal requirements before generating court-ready documents — reducing the risk of rejected claims.
- Compliance checks included before documents are generated
- Jurisdiction-specific documents for UK landlord workflows
- Step-by-step guided wizard built to reduce mistakes and rework
Instant calculation • Professional summary • Upgrade for court claims
Enter rent details
Add each rent period to calculate arrears and interest.
Tip: Keep adding rent periods until the arrears total matches your ledger.
Summary
Total rent due
£750.00
Total paid
£0.00
Outstanding arrears
£750.00
How we calculate interest
We use a simple 8% per annum rate on any outstanding balance from its due date up to today. Actual court awards may differ depending on jurisdiction and judge discretion. Use this as a directional estimate only.
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Move forward with the right landlord action
Based on your current journey stage, we recommend one primary next step and one backup option.
Upgrade to court-ready pack
Move from calculations to a court-ready money claim bundle with the required forms and evidence templates.
Free tool includes
- • Arrears and interest totals
- • Basic schedule PDF export
- • No court filing pack
Court-ready pack includes
- • Pre-filled claim forms
- • PAP/Pre-action letters bundle
- • Evidence-ready arrears schedule
How to Calculate and Evidence Rent Arrears
1. Keep Accurate Records
Maintain a detailed rent ledger showing every payment due and received. Include dates, amounts, and payment methods. Bank statements alone are not enough—courts prefer a clear schedule showing the running balance.
2. Evidence You'll Need
- Tenancy agreement showing the rent amount and payment frequency
- Complete rent payment schedule with all due dates and payments received
- Bank statements showing missed or partial payments
- Communication with tenant about arrears (emails, letters, texts)
- Any payment plans or agreements made
3. Statutory Interest on Rent Arrears
Under the Late Payment of Commercial Debts (Interest) Act 1998, you may claim interest at 8% per annum on outstanding rent. This is simple interest, calculated from the due date to the date of payment or judgment. Always state in your pre-action letter that you intend to claim interest.
4. Pre-Action Protocol
Before starting court proceedings, send a formal letter before action giving the tenant a final opportunity to pay. Include the total arrears, interest claimed, and a deadline (typically 14 days). This demonstrates to the court that you've tried to resolve the matter without litigation.