Schedule of Debt for Money Claims

Build a legally validated, solicitor-grade, compliance-checked and court-ready debt claim package.

Unlike generic form builders, we validate 20+ legal requirements before generating court-ready documents — reducing the risk of rejected claims.

  • Compliance checks included before documents are generated
  • Jurisdiction-specific documents for UK landlord workflows
  • Step-by-step guided wizard built to reduce mistakes and rework
Essential for court claims

Schedule of Debt Guide

A clear breakdown of what your tenant owes makes your claim easier to understand and more likely to succeed. Here's how to create one.

Why You Need a Schedule of Debt

A Schedule of Debt is your evidence that you've calculated the claim correctly. Judges expect to see clear, itemised breakdowns. A well-prepared schedule shows professionalism and makes your claim harder to dispute.

Shows Your Working

Judges can verify your calculation. Transparency builds credibility.

Harder to Dispute

Clear breakdowns leave less room for the tenant to argue about amounts.

Protocol Compliant

Pre-Action Protocol expects itemised breakdowns in debt claims.

Example Schedule of Debt

Rent Arrears

PeriodRent DuePaidBalance
March 2025£1,200.00£1,200.00£0.00
April 2025£1,200.00£600.00£600.00
May 2025£1,200.00£0.00£1,800.00
June 2025£1,200.00£0.00£3,000.00
Rent Arrears Total£3,000.00

Damage Costs

ItemReferenceAmount
Carpet replacement (lounge)Invoice - Exhibit 3£650.00
Wall repair and repaintInvoice - Exhibit 4£280.00
Damage Total£930.00

Summary

Rent Arrears£3,000.00
Damage Costs£930.00
Interest (8% from due dates)£142.50
TOTAL CLAIMED£4,072.50

Keep it simple: Use clear columns, round numbers where appropriate, and reference supporting documents. The judge should be able to follow your calculation in seconds.

Tips for Creating Your Schedule

Do:

  • Use a clear table format
  • Include dates for everything
  • Show running balances
  • Reference supporting evidence
  • Calculate interest separately
  • Include a clear total

Don't:

  • Lump everything into one figure
  • Forget to show payments received
  • Include items you can't evidence
  • Round up unfairly
  • Make calculation errors
  • Use confusing formatting

Get Your Schedule of Debt Generated

Our Money Claim Pack automatically generates a professional Schedule of Debt based on the information you provide about your claim.

Generate Your Documents — £45.99

Includes Schedule of Debt, LBA, Particulars of Claim, and guide

Schedule of Debt FAQ

Unlike generic form builders, we validate 20+ legal requirements before generating court-ready documents — reducing the risk of rejected claims.

  • Compliance checks included before documents are generated
  • Jurisdiction-specific documents for UK landlord workflows
  • Step-by-step guided wizard built to reduce mistakes and rework
A schedule of debt is a document listing each payment owed, when it was due, any payments received, and the running balance. It shows the court exactly how the debt built up.
Yes, it is strongly recommended. For rent arrears claims, the court expects a clear breakdown showing each missed payment, the date it was due, and how you calculated the total.
You can claim statutory interest at 8% per year from when each payment was due. Calculate daily interest (8% ÷ 365 × amount) and multiply by days overdue for each debt item.
Yes, attach it to your particulars of claim. Label it clearly and reference it in your claim narrative. It makes your claim clearer and more professional.
Yes, a spreadsheet works well. Include columns for: date due, description, amount owed, payments received, balance, interest, and total. Print it clearly for the court.