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Money Claim Against a Guarantor
If the tenant will not pay and you have a valid guarantee in place, this guide helps you check the wording, decide who to pursue, and recover the debt more clearly.
Build the notice, service file, court pack, claim pack, or tenancy document around your facts before you pay.
- Answer plain-English questions and get documents built around your case, not a blank template.
- Preview the pack before payment, fix the facts, and regenerate without starting again.
- Use a fixed-price, instant workflow for the landlord file you actually need.
Start here if you need the main guide on this issue. If your situation is narrower or you want the next practical step, go to tenant not paying rent in the UK.
If you want the wider background first, read landlord money claim guide.
Ready to act? The quickest next step from here is money claim pack for unpaid rent.
For England cases, For rent arrears, a money claim works best when the arrears schedule, letter before claim, and claim particulars all tell the same story. The Money Claim Pack helps you build the claim file before you file. Prepare my money claim.
Claim Against Tenant Guarantor for Unpaid Rent
When the tenant won't or can't pay, enforce your guarantor agreement and recover rent arrears and damage costs.
When to Claim Against a Guarantor
Joint and several liability: You don't have to pursue the tenant first. You can claim against the guarantor directly, or against both tenant and guarantor together.
Why Claim Against Guarantor?
- Guarantors often have assets to enforce against
- CCJ affects their credit - motivates payment
- Family members often pay to protect relationship
- Professional guarantors have clear processes
Check Your Guarantee Covers:
- The current tenancy period (fixed + periodic)
- Rent and/or other obligations
- Damage and dilapidations
- Any liability cap or limit
Check guarantee validity: Some guarantees only cover the fixed term and expire when the tenancy becomes periodic. Review the guarantee wording before making a claim.
Unsure if your guarantee is still valid?
Use our free Ask Heaven landlord Q&A tool to get guidance on guarantee enforcement.
Evidence You Need
Guarantee Documents
- • Signed guarantor agreement
- • Tenancy agreement (referenced)
- • Guarantor identification
- • Witness signatures (if applicable)
- • Any variations or extensions
Debt Evidence
- • Rent arrears schedule
- • Damage assessment (if applicable)
- • Correspondence with tenant
- • Letter before action to guarantor
- • Interest calculation
Guarantor Claim Evidence Checklist
- Original signed guarantor agreement
- Tenancy agreement
- Proof guarantee covers the period
- Rent arrears calculation
- Previous correspondence
- Letter before action to guarantor
- Proof of sending (recorded delivery)
- Guarantor contact details
Start Your Guarantor Claim
The Money Claim Pack includes documents for claiming against guarantors, including joint claims against both tenant and guarantor.
Start Your Claim — £28.99Court fees from £35 extra (based on claim amount)
Guarantor claim FAQs for landlords
Frequently Asked Questions
Build the notice, service file, court pack, claim pack, or tenancy document around your facts before you pay.
- Answer plain-English questions and get documents built around your case, not a blank template.
- Preview the pack before payment, fix the facts, and regenerate without starting again.
- Use a fixed-price, instant workflow for the landlord file you actually need.